In 2004, Members Trust Company, our parent company, adopted the strategy of using ETFs in portfolio design, making us one of the first trust companies in the United States to recognize their lower cost and tax efficiency. MTC, led by our CEO and Chief Investment Strategist, John Largent, CFA®, CFP®, CAP®, CCE, has been recognized as an innovator in the ETF industry.
The Income ETF Composite includes all investment portfolios with an Equity target allocation of 25% and Fixed Income target allocation of 75%. The Income Focus model invests in exchange-traded funds, while seeking to maximize current income and provide some opportunity for capital growth through participation in the U.S. and international equity markets.
The Conservative ETF Composite includes all investment portfolios with an Equity target allocation of 40% and Fixed Income target allocation of 60%. The Conservative model invests in exchange-traded funds that seek current income, while providing capital growth through participation in the U.S. and international equity markets.
The Balanced ETF Composite includes all investment portfolios with an Equity target allocation of 50% and Fixed Income target allocation of 50%. The Balanced model invests in exchange-traded funds that seek current income, with the opportunity for capital growth through participation in the U.S. equity markets.
The Balanced 60/40 portfolio seeks to provide current income, with the opportunity for capital growth through participation in the US and international equity markets. This portfolio contains a 60% Equity allocation and a 40% Fixed Income allocation.
The Moderate Growth ETF Composite includes all investment portfolios with an Equity target allocation of 70% and Fixed Income target allocation of 30%. The Moderate Growth model invests in exchange-traded funds that seek long-term growth of capital with a limited level of current income.
Moderate Growth 80/20 ETF includes discretionary investment portfolios with a Fixed Income target allocation of 20% and Equity target allocation if 80% that invest in exchange traded funds seeking long term growth of capital with a minor level of current income.
The Growth ETF Composite includes all investment portfolios with an Equity target allocation of 90% and Fixed Income target allocation of 10%. The Growth model invests in exchange-traded funds that seek long-term growth through participation in the U.S. and International equity markets.
Non-deposit investment products available through Members Trust Company are not deposits of or guaranteed by the trust company, a credit union, or credit union affiliate, are not insured or guaranteed by the NCUA, FDIC or any other governmental agency, and are subject to investment risks, including possible loss of the principal amount invested. This is for educational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice, please consult your attorney and/or accountant